Neha Singh, Head of Solution Development, PGIM
"I love working in technology—it’s where problem-solving and innovation intersect,” says Neha Singh.
Rupal Shah describes her journey, which includes taking uncomfortable (but intentional) leaps in her career, finding her voice, staying challenged, humble and authentic, and dedicating her time to the service of others.
Big Leaps to Follow Her Own Compass
Shah’s parents immigrated to the U.S. from India with master’s degrees and not much else. Her childhood is defined by watching and learning from their hard work and sacrifice. “My parents’ determination and perseverance are in my DNA. They each worked multiple jobs and navigated innumerous obstacles as foreigners in a new country. They had a vision of a life they wanted to give our family and they manifested that vision.”
She lives by the lessons that her parents taught her with their actions. Similarly, Shah paved her own career path, learned from her mistakes and was able to navigate the challenges she faced along the way on her own. “Create the greatest, grandest vision possible for your life and career because you become what you believe.”
Shah recounts, “Each step of my career taught me meaningful characteristics about myself and helped me make my next leap.” Shah spent some of her earlier years in back-office roles within Goldman Sachs, ultimately transitioning to an analytical role within the sales and trading division. Simultaneously, she was getting her MBA part-time at New York University’s Stern School of Business. Despite the hectic schedule, she learned the importance of networking with people around the firm to learn about their roles. It was through these conversations that she was able to determine where she wanted to lead her career path.
“The time spent networking paid dividends and those relationships are my currency,” she says. Post graduate school, after 32 interviews and various naysayers, Shah was given an opportunity to cover strategic relationships within Goldman Sachs’ Asset Management Division, despite various senior professionals deterring her from applying for the opportunity.
“The firm told me they were taking a leap of faith on me. As appreciative as I was of the opportunity, I felt like the underdog. If nothing else, this motivated me to work harder to succeed. There were many times during my career where I was told I couldn’t, or I shouldn’t, or I wasn’t included. I would tell myself that I do not need a seat at that table, I will just build my own. I realized I needed to trust my instinct, and rather than any firm taking a leap of faith on me, I would take leap of faith on myself.”
“Your career is your own. Make sure you’re the one driving it.”
As an Indian American woman in fixed income, Shah has had to reach beyond her comfort zone and override both self-doubt and conditioning, to find her voice. While the context can be intimidating, she realized she had to stop putting up extra hurdles for herself and trust her instincts.
“In my culture, we were raised to not challenge or question anything. We were taught that respect was blindly listening to your elders. But I saw time and time again how this learned behavior would be a detriment to my career,” says Shah.
“In my first few roles, I was scared to ask questions or challenge others. I remember having hard days and I would not speak up when there was something that needed to be said. These situations continued over the years, and I learned that what I had to offer was valuable. I forced myself to develop a voice and really stick to what I believe in and be authentic in that. More than ever, I know my voice matters. It’s been a long path to get here but I see the rewards of taking a view and sticking to it with certainty.”
When thinking back on the journey, she’d encourage her younger self to develop that confidence sooner. “The young women we interview today are so confident and impressive, and I love seeing that.”
“Create the greatest, grandest vision possible for your life and career because you become what you believe.”
Staying Challenged
Shah’s mantra is “if you’re not challenged, you’re not growing.” She continuously asks herself if she feels comfortable in roles. If the answer is yes, she knows she is not evolving. “Comfort becomes shackles to growth. I always want to step so far out of my comfort zone that I forget how to get back.”
Recently, Shah was given the opportunity to build the third-party insurance business for PGIM Fixed Income. Shah has had to push herself out of her comfort zone and trust the strength and skills she has developed over the years. “It’s rewarding to have been able to forge a path that truly will be successful for our firm. I’m incredibly excited to strategically build something new. I’ve been blessed with great opportunities to build and create throughout my career, but this is certainly a new frontier. Thinking of new ideas, strategies, products, building a new team and learning different concepts is challenging and exhilarating.”
“It is important to stay humble and authentic to yourself to be a strong leader.”
Since Shah joined PGIM Fixed Income, she has been involved in recruiting, hiring, and retaining talent. “Our people are our biggest asset. Hiring, training, and nurturing our talent is our greatest responsibility. When people come to work, they should love being here. I want people not only to feel motivated about their work product but also by the work environment,” says Shah. “I’m a huge believer that each person is treated like an individual and should feel empowered. I really nurture my relationships, and that’s a huge part of my leadership.”
“I’ve worked for some truly inspirational people that have shown me the type of leader I want to be. I picked traits along the way and found the style that I felt truly represented the person I am. I lead with kindness and respect, I am the first one to admit when I am wrong, and I embrace that we are all continuously evolving.” Being an authentic leader helps garner mutual respect amongst the team and her leadership is what Shah deems to be her greatest success.
The Most Rewarding Work
As a mother of two, Shah navigates a thriving career, being a fully present mother, running marathons and co-running a charity. Shah says, “It certainly is not easy, but if it’s not hard, it’s not worth it.”
Orphan Life Foundation is the charity Shah co-leads. Her contribution involves supporting orphaned children in India and Burkina Faso from providing basic human needs such as food, clothing, bedding, etc to larger projects such as installing water filtration systems and providing bikes as transport to school.
As a child, Shah’s parents took her family to India every two years. They would visit an orphanage near her father’s hometown and contribute to support the children. The trips were so much more than visiting family.
“It kept me close to my roots, truly humbled me and filled me with gratitude for the opportunities I would have ahead. Those trips really define who I am today,” Shah says. Her charity work continues this tradition, including visits to India.
Shah is currently working on setting up a mentor program between the orphanage in Burkina Faso and a local school in Newark that she has spent time with over the years. She wishes to gift her own children the relative perspective of gratitude for the life they have, the hard work and effort it takes to succeed, and awareness of helping others who were not born into the same.
“This is what I do for me,” says Shah. “I love my career, my family, and the impact I can make. It’s all so exhilarating, but nothing really rewards like this.”
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