The Value of Personalized Guidance
We explore if providing personalized guidance around optimal portfolio risk levels and spending amounts can improve expected retirement outcomes.
Investing for retirement is a multi-decade proposition. However, many times most portfolio modelling techniques aren’t up to the challenge, particularly for those close to or in retirement. We believe
- that many asset allocation models are flawed in terms of the time horizon used to measure diversification benefits, and
- that modeling also often doesn’t factor in inflation risk that is particularly notable for DC participants.
In this webinar, we will review new PGIM research that takes a broader lens to consider asset classes not typical in DC portfolios. We will give examples of two alternative asset classes, commodities and real estate, that are currently underutilized and explain how taking a longer-term perspective may lead to more optimal investment menus and solutions.
Panelists include:
- Marco Aiolfi, PhD, Managing Director and Head of PGIM Quantitative Solutions’ Multi-Asset team
- David Blanchett, PhD, CFA, CFP®, Managing Director, Portfolio Manager and Head of Retirement Research for PGIM DC Solutions
- Cathy Marcus, Co-Chief Executive Officer & Global Chief Operating Officer for PGIM Real Estate
- Josh Cohen, Managing Director, Head of Client Solutions for PGIM DC Solutions (moderator)
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