Agricultural Financing
We serve a diverse land ownership base combining our farm, ranching, and timber backgrounds to provide a variety of loan products that fit our borrowers' needs.
Agriculture
Our dedicated agricultural team includes professionals with over 40 years of agricultural lending experience. Our wide variety of loan products allows for customized financing to meet each client's unique financing goals, including multi-draw loans and shelf loans for development and expansion projects. Loan sizes range from $3 million to over $200 million.
- Fixed, variable and adjustable rates
- Draw and shelf loan structures
- 5-, 7-, 10-, 15-, or 20-year term
- 15-, 20-, or 25-year amortization
- Various prepayment options
- Permanent Plantings
- Annual Crops
- Ranchland
- Infrastructure
Agribusiness
We have a dedicated team that serves the national markets for food, beverages and agribusiness. Our client portfolio includes businesses in the areas of protein, fresh fruit and vegetables, and sugar; wineries; dairies; and nurseries. We have a wide variety of loan products that allow for customized financing to meet each client’s unique financing goals, including real estate financing and expansion projects.
- Fixed, variable and adjustable rates
- 3- to 20-year term
- 7- to 20-year amortization
- Various prepayment options
- Processing Facilities
- Packinghouses
- Cold Storage
Timberland
We have provided mortgage capital for the forest products industry since the 1980s. Our timberland financing team reflects our commitment to the industry with a dedicated team of timberland investment professionals with extensive experience in the forest products and finance industries. Our team develops innovative finance packages structured to match our clients' financial goals and timber harvest plans.
- Fixed, variable, and adjustable rates
- Draw and shelf loan structures
- 5-, 7-, 10-, 15-, or 20-year term
- 15-, 20-, or 25-year amortization
- Various prepayment options
- Southern Pine Plantations
- Pacific Northwest Timberlands
- Northern Hardwoods
- California Redwoods