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The Content does not take into account individual Institutional Investor circumstances, objectives or needs. No determination has been made regarding the suitability of any securities, financial instruments or strategies for any Institutional Investor. The Content is provided on the basis and subject to the explanations, caveats and warnings set out in this notice and elsewhere herein. If an Institutional Investor should be offered any product (i.e., not through this website), any potential investor must completely review the applicable offering materials for the relevant product before making any investment decision. In the event of any conflict between the terms and conditions of the website and applicable offering materials, the offering materials govern. The Content does not purport to provide any legal, tax or accounting advice. Any discussion of risk management is intended to describe PGIM's efforts to monitor and manage risk but does not imply low risk.

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Conflicts of Interest. PGIM and its affiliates may make investment decisions that are inconsistent with the recommendations or views expressed herein, including for proprietary accounts of PGIM or its affiliates. PGIM and its affiliates may have investment advisory or other business relationships with the issuers of securities referenced herein. PGIM and its affiliates, officers, directors and employees may from time to time have long or short positions in and buy or sell securities or financial instruments referenced herein if any. PGIM affiliates may develop and publish research that is independent of, and different than, the recommendations contained herein. PGIM personnel other than those involved in the creation of the website or Content, such as sales, marketing and trading personnel, may provide oral or written market commentary or ideas to PGIM's clients or prospects or proprietary investment ideas that differ from the views expressed herein. Additional information regarding actual and potential conflicts of interest is available in Part 2A of PGIM Fixed Income's Form ADV or its related affiliates ADV as applicable.

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(1) PGIM, Inc. is the principal asset management business of Prudential Financial, Inc. of the United States ("PFI"). PFI is not affiliated in any way with Prudential plc, a company incorporated in the United Kingdom.

You expressly acknowledge that you have checked and confirm that you: (i) are legally entitled to view this website; (ii) a legal entity and not an individual; and (iii) understand that the information on the website is not a promotion and that you will not treat it as such. In no event shall PGIM or any other party be liable for any direct, incidental, special, consequential, indirect, lost profits, loss of business or data, or punitive damages arising out of your use of this website or your consideration or purchase of any product referred to on this website.

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