Retirement income is no longer a one-size-fits-all equation. ​

With 67% of DC plan participants wanting their plan to help them spend down savings in retirement¹, there is a growing need for solutions that go beyond accumulation and support decumulation.

This paper explores the evolving DC landscape and retirement income options to help participants manage the spend-down of their retirement savings, highlighting:​

• Why traditional options like stable value and TDFs may fall short for retirees​

• The array of retirement income solutions available to DC plans ​

• Ways to assist plan sponsors in evaluating and selecting retirement income options that align with participant needs and plan objectives