Guided Spending Rates: Rethinking “Safe” Initial Withdrawal Rates
Is the “4% rule” still the best guide? Our model introduces a series of portfolio withdrawal rates that we believe are a better starting place for retirees.
Explore our thought leadership covering various topics impacting the defined contribution space.
Is the “4% rule” still the best guide? Our model introduces a series of portfolio withdrawal rates that we believe are a better starting place for retirees.
We explore asset class coverage gaps in DC core menus and quantify the portfolio implications associated with these gaps.
Learn more about our suite of retirement solutions and financial wellness resources that seek to help the American worker save and spend in retirement.
The PGIM RetireWell™ Confidence Index is based on over 300,000 completed responses to a financial wellness assessment survey offered by Prudential Financial.
Most retirement benefits for American workers are built up through workplace savings plans where employers play a pivotal administrative and legal role as the plan sponsor. The Accidental Plan Sponsor®, hosted by Josh Cohen, Head of Client Solutions for PGIM DC Solutions explores the origins, evolution and trends within the employer-based retirement system.