Skip to main content
PGIM LogoPGIM Logo
  • About
    • Diversity, Equity and Inclusion
    • Contact Us
  • INSIGHTS
  • DC Themes

    • DC Plan Sponsor Survey
    • Financial Wellness
    • Retirement Income
    • Target Date Funds
  • Solutions
    • Target Date Funds
    • Advice Solutions
    • Retirement Spending Portfolios
  • Careers

    • Careers at PGIM
    • Job Opportunities
""
White Paper

The Evolving Defined Contribution LandscapeTheEvolvingDefinedContributionLandscape

Feb 21, 2021

Share
  • Mail
  • LinkedIn
  • Twitter
  • Copy URL

Share

As American workers become increasingly dependent on defined contribution plans, sponsors need to adopt a more modern and nimble approach to allow for the best retirement outcomes. To make DC plans more effective, plan sponsors, providers, and consultants will need to prioritize providing personalized retirement income solutions for participants, while offering professional investment management at a cost that’s competitive with what large institutions pay. To get a clearer view of the current DC landscape, PGIM surveyed more than 100 plan sponsors and a host of leading Outsourced Chief Investment Officer (OCIO) providers in the United States, looking specifically at three key areas. Here is what we found.

Part 1: The Expanding Role of OCIOs

The use of OCIOs in the DC market remains an evolving area in terms of both services provided and desired, and adoption is in the early days, with more interest from mid-size DC plan sponsors. Our research captures insights and offers a window into the current landscape of the OCIO arena to help better inform DC plan sponsors, DC consultants and OCIO managers alike.

Learn more

Part 2: Alternatives & ESG as Long-Term Solutions

Sophisticated investors understand the benefits of unique strategies to grow wealth and manage risk. Given that plan sponsors and consultants have the ability to bring this approach to the typical participant, at institutional pricing, there is a compelling case to be made that they try and do so. But our proprietary research shows that most DC plan sponsors do not offer alternatives as part of their target date funds.

Learn more

Part 3: The Holy Grail of DC: Income in Retirement

Our research shows a strong belief among plan sponsors that there is a need to offer retirement income solutions through a technology-enabled customized solution for pre-retirees and retirees. We dive deeper into our retirement-income findings and discuss how DC plan sponsors can take steps to help facilitate and increase employee understanding of retirement readiness.

Learn more

Webinars

The Evolving Defined Contribution Landscape: Alts, ESG and Income in DC
White Paper

The Evolving Defined Contribution Landscape: Alts, ESG and Income in DC

Jun 8, 2021

Retirement thought leaders discuss key components of retirement readiness: alternative investments, ESG and income in retirement.

Filling the Gap with OCIOs: A Roadmap for Plan Sponsors
White Paper

Filling the Gap with OCIOs: A Roadmap for Plan Sponsors

Dec 9, 2020

As the DC market continues to evolve, many plan sponsors are looking at innovative solutions to support their participants' retirement savings needs.

  • INSIGHTS

    • The Accidental Plan Sponsor Podcast
  • DC THEMES

    • DC Plan Sponsor Survey
    • Financial Wellness
    • Retirement Income
    • Target Date Funds
  • SOLUTIONS

    • Target Date Funds
    • Advice Solutions
    • Retirement Spending Portfolios
  • OTHER RESOURCES

    • Careers at PGIM
    • Contact Us
    • Diversity, Equity & Inclusion
    • Form CRS
    • Job Opportunities
    • Request for Information
PGIM Logo
  • Terms & Conditions
  • Privacy Policy
  • Accessibility Help
  • Cookie Preference Center

All investments involve risk, including the possible loss of capital.

PGIM DC Solutions LLC ("PGIM DC Solutions") is an SEC-registered investment adviser, a Delaware limited liability company, and an indirect wholly-owned subsidiary of PGIM, Inc. ("PGIM"), the principal asset management business of Prudential Financial, Inc. ("PFI") of the United States of America. Registration with the SEC does not imply a certain level of skill or training. PFI of the United States is not affiliated in any manner with Prudential plc incorporated in the United Kingdom or with Prudential Assurance Company, a subsidiary of M&G plc, incorporated in the United Kingdom.

The content and materials presented here are for informational, illustrative and educational purposes only and should not be construed as investment advice or an offer or solicitation in respect of any products or services to any persons who are prohibited from receiving such information under the laws applicable to their place of citizenship, domicile or residence. The information presented is not a recommendation about managing or investing retirement savings and does not take into account individual investment objectives or financial situations.

PGIM DC Solutions aims to help participants achieve their retirement goals through their suite of “PGIM RetireWell™” solutions. These solutions may include a range of investment options including target date portfolios, retirement income strategies, and managed accounts that can be coupled with our proprietary advice engine. There is no guarantee that investment or retirement goals will be achieved.  Use of the term “RetireWell” and any related phrase is not intended to indicate that such- goals will be achieved.

PGIM, PGIM DC Solutions logo and the Rock design are service marks of PFI and its related entities, registered in many jurisdictions worldwide.

© 2025 PGIM DC Solutions. All Rights Reserved.

PGIM Logo
PGIM Logo

You are viewing this page in preview mode.

Edit Page