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A closed end fund's investment return and principal value will fluctuate and shares, when sold, may be worth more or less than the original cost, and  you could lose all or a  portion of your investment. The use of leverage as an investing strategy can magnify losses and increase fees paid by the fund. Shares of the fund may trade on the exchange at a discount to their net asset value. An investment in the fund's share of common stock may be speculative in that it involves a high degree of risk and should not constitute a complete investment program. Each closed end fund  will have its own unique investment strategy risks, charges and expenses that need to be considered before investing.

Closed end investing involves risk. Some closed end funds have more risk than others. The investment return and principal value will fluctuate and investor's shares when sold may be worth more or less than the original cost. Fixed income investments are subject to interest rate risk, and their value will decline as interest rates rise. Asset allocation and diversification do not assure a profit or protect against loss in declining markets. There is no guarantee a Fund's objectives will be achieved. The risks associated with each fund are explained more fully in each fund's respective prospectus. Consult with your attorney, accountant, and/or tax professional for advice concerning your particular situation.

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Investment products are not insured by the FDIC or any federal government agency, are not a deposit of or guaranteed by any bank or any bank affiliate , and may lose value.