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By accepting the terms in order to access this website and Content, you: a) expressly acknowledge that you have read and understood the Terms and Conditions; b) agree to abide by the Terms and Conditions, which form an agreement between us and are legally binding and govern each access or use of this website; c) represent, warrant and undertake that the jurisdiction or region you have selected is the applicable jurisdiction for the intended activities; d) confirm that you are accessing the website on behalf of a legal entity and not as an individual and you are legally entitled to view this website, meet the requirements set forth in the Terms and Conditions and are not located in any jurisdiction or region where access or use is illegal; e) represent, warrant and undertake, if applicable, that you are authorized to accept these Terms and Conditions and use or access (or attempt to use or access) this website on behalf of your employer, your client, or both, and that in doing so you are acting within the scope of your duties and, at all times, on behalf of your employer, your client or both and that you shall not in any circumstances use or rely on any information displayed on this website for your own personal use; f) understand that the information on this website is not a promotion or advice and you will not treat it as such; g) confirm that you are accessing this website pursuant to your own initiative; and h) confirm that you are accessing this website in compliance with the laws and regulations of the jurisdiction or region you have selected, and all other applicable laws, rules and regulations.

If you do not agree with these terms and conditions, you should immediately cease use of this website and Content.

Roles and Definitions:

Institutional Investors: For Financial Intermediaries and Institutional, Wholesale and Professional Clients only.

Financial Advisor: For Financial Professional Use only, including Advisors, Broker-Dealers and Retirement Professionals.

Due Diligence Analyst / RIA: For Financial Professional Use only, including Analysts and Registered Investment Advisors.

Individual Investor: For Personal and Self-directed Investors.