Perspectives

As a leading global asset manager, defined benefit provider and retirement record keeper, Prudential Financial provides unique insights across a variety of retirement and investment topics to help you navigate the ever-changing retirement landscape.


Spotlight

Finding the Target Date Sweet Spot

The extended period of strong equity returns and muted volatility over the last decade may have masked risks and lulled some plan sponsors into a false sense of security in their target date fund (TDF) selection. With the return of market volatility, understanding fiduciary responsibilities and maintaining a prudent process around TDF evaluation and selection has never been more important.

 Learn more about Target Date Funds  

Mind the Gap: Aligning Retirement Expectations and Actions

Transcript

We highlight gaps between pre-retirees’ retirement expectations and actions, and provide key steps to help close these gaps and find a path to a successful retirement.

Articles

Mind The Gap

This National Retirement Security Week, we highlight some of the gaps between pre-retirees’ retirement expectations and actions and provide key steps they can take to help close these gaps and set them on the path to a successful retirement.

Who is Living the Dream Retirement?

According to recent research, many retirees are enjoying a secure retirement, but pre-retirees find that the "dream retirement" is becoming more elusive.

Is Your Retirement Nest Egg at Risk?

A significant market decline near retirement could have a negative effect on your retirement.

Research and Whitepapers

Retirement Preparedness Research

Many retirees are enjoying a secure retirement, but many pre-retirees envision that the "dream retirement" is becoming more elusive. This study explores how well individuals are preparing for retirement, and how they are responding to the challenges they face.

The Power of Plan Wellness

By focusing on Plan Wellness, advisers and plan sponsors can build a plan that helps participants achieve successful retirement outcomes while also enabling plan sponsors to make the most efficient use of their dollars.

Why Employers Should Care About the Cost of Delayed Retirements

Having employees able to retire “on time” is a win/win scenario for both employees and employers. This paper explores the financial impact on employers when that doesn’t happen, and offers best practices to help employers build a financially secure workforce.

Outlooks

PGIM Fixed Income Quarterly Outlook

PGIM Real Estate Quarterly Outlook

Jennison Associates Quarterly Outlook

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Meet the RIS Team

Our Retirement Investment Solutions team is focused on your success and is committed to helping you and your clients meet ever-evolving retirement challenges.

Consider a fund's investment objectives, risks, charges and expenses carefully before investing. The prospectus and the summary prospectus contain this and other information about the fund. Contact your financial professional for a prospectus and the summary prospectus. Read them carefully before investing.

An investment in our money market funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the funds seek to preserve the value of your clients investment at $1.00 per share, it is possible to lose money by investing in the funds.

Mutual fund investing involves risk. Some mutual funds have more risk than others. The investment return and principal value will fluctuate and investor's shares when sold may be worth more or less than the original cost. Fixed income investments are subject to interest rate risk, and their value will decline as interest rates rise. Asset allocation and diversification do not assure a profit or protect against loss in declining markets. There is no guarantee a Fund's objectives will be achieved. The risks associated with each fund are explained more fully in each fund's respective prospectus. Consult with your attorney, accountant, and/or tax professional for advice concerning your particular situation.

This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any client or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing your retirement savings. Clients seeking information regarding their particular investment needs should contact a financial professional.

Investment products are distributed by Prudential Investment Management Services LLC, a Prudential Financial company, member SIPC. Separately Managed Accounts are offered through our affiliates. Jennison Associates and PGIM, Inc. (PGIM) are registered investment advisors and Prudential Financial companies. QMA is the primary business name of QMA LLC, a wholly owned subsidiary of PGIM. PGIM Fixed Income and PGIM Real Estate are units of PGIM. © 2019 Prudential Financial, Inc. and its related entities. Jennison Associates, Jennison, PGIM Real Estate, PGIM and the PGIM logo are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

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