Expecting the Unexpected With Real Assets
We explore the performance of real assets in inflationary environments, with a focus on performance during periods of high expected and unexpected inflation.
Today’s defined contribution (DC) system was built with the mindset of helping workers save and accumulate wealth, not generate retirement income. Optimally depleting savings involves addressing a myriad of unique risks faced by retirees, such as inflation risk, sequence of returns risk, spend-down risk, and interest rate risk, to name a few.
To help deliver better outcomes for retirees, we think the toolset of asset classes needs to be expanded within DC plans. In this paper, we demonstrate that more extensive asset class coverage could increase expected risk-adjusted returns by more than 100 bps, generating potentially five or more years of additional income for retirees.
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The Buzz From Washington - May 2025
We highlight some significant retirement-related legislative and regulatory activities that could have an impact on workers, plan sponsors and their providers.
PGIM Retirewell™ Confidence Index
The PGIM RetireWell™ Confidence Index is based on over 300,000 completed responses to a financial wellness assessment survey offered by Prudential Financial.
