Our advice solutions are built on a patent-pending technology that incorporates:
- An understanding of the individual's spending goal in retirement that includes both discretionary and non-discretionary expenses.
- A dynamic spending model, where the spending goal is adjusted throughout retirement based on how the retiree’s situation evolves over time.
- An outcomes-based metric that focuses on goal completion, and that we believe more accurately reflects an individual’s progress towards their goal.
Built using proprietary, research-based methodology and leading technology, our advice engine creates a personalized retirement strategy based on the participant’s data, preferences and goals. We aim to solve for the unique needs of each participant through all life stages by providing saving and spending strategies aligned to their individual goals.
Designed to provide plan participants with a personalized retirement strategy based on each participant’s personal and financial data, our managed account service is a highly scalable, modular and customizable cloud-based solution that allows for easy plan-level configuration. We can also deploy the advice engine separately based on client needs.