INVESTMENT OBJECTIVE
With a focus on meeting the income needs of participants, our target date strategy aims to provide participants with income for 30 years beyond retirement. Available in multiple vehicle structures to address a variety of plan needs, PGIM Target Date funds seek to solve for the right risks at the right time to achieve better retirement outcomes for defined contribution plan participants.
INVESTMENT PHILOSOPHY
It is our philosophy that most retirement plan participants are best served by making saving and investing for retirement simple and by providing them an investment approach that addresses the specific risks they face at different times in their investing lives. We believe that a well-diversified, low cost, single fund solution that is continuously customized to a participant’s age over time goes a long way towards bettering participant outcomes
KEY FEATURES
- A DIFFERENTIATED GLIDEPATH
- COST-EFFICIENT APPROACH TO INVESTING
- DIVERSIFICATION WITH A PURPOSE
- DIVERSIFICATION WITH A PURPOSE
- DIVERSIFICATION WITH A PURPOSE
EQUITY
Provides the potential for growth and diversification
Asset classes include:
- US Large Cap
- US Mid Cap
- US Small Cap
- Non-US Developed Markets
- Emerging Markets
NON-TRADITIONAL
Allows for capital appreciation, with a low correlation to stocks and bonds, as well as a potential hedge against inflation
Asset classes include:
- Direct Real Estate*
- REITs
- Commodities
FIXED INCOME
Exposure, through multiple sectors, helps lower volatility
Asset classes include:
- Core US Bond
- Core Plus Bond - Includes exposures to High Yield, International and Emerging Markets Debt
- TIPS
- Short-term Bonds/Money Market
*Direct real estate is utilized in the CIT vehicle, while real estate is implemented via global REITs in the Mutual Fund vehicle.
Our target date funds invest in a combination of equity, fixed income, and non-traditional asset classes.
*Direct real estate is utilized in the CIT vehicle, while real estate is implemented via global REITs in the Mutual Fund vehicle.
Our target date funds invest in a combination of equity, fixed income, and non-traditional asset classes.
EQUITY
Provides the potential for growth and diversification.
Asset classes include:
- US Large Cap
- US Mid Cap
- US Small Cap
- Non-US Developed Markets
- Emerging Markets
NON-TRADITIONAL
Allows for capital appreciation, with a low
correlation to stocks and bonds, as well as a potential
hedge against inflation
Asset classes include:
- Direct Real Estate*
- REITs
- Commodities
FIXED INCOME
Exposure, through multiple sectors, helps lower volatility
Asset classes include:
- Core US Bond
- Core Plus Bond - Includes exposures to High Yield, International and Emerging Markets Debt
- TIPS
- Short-term Bonds/Money Market
Explore The Glidepath
Designed to solve for the right risks at the right time, the PGIM Target Date funds offer a glidepath that addresses the risks faced by participants during the Accumulation, Preservation, and Inflation Protection stages of retirement planning.
available vehicles
Strategy disclosures
(to be provided by Legal)
PGIM DCS - 4499478
