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The following important information, in conjunction with the separate Terms and Conditions, governs your use of this website. Your use of this website and Content (defined below) constitutes your acceptance of those terms and conditions. If you do not agree with the terms and conditions, you should immediately cease use of this website and review of Content. This website presents information and Content that is owned or licensed by PGIM, Inc., (1) and its parents, subsidiaries and affiliates ("together PGIM"). When used herein, "we" and "our" mean PGIM and "you" and "your" refers to any institutional investor (defined below) or any individual acting on behalf of an institutional investor that accesses or otherwise uses this website. All of the information and content on this website, including, but not limited to, all text, analyses, reports, articles, graphics, software applications, video and audio files and photos, trademarks, service marks and trade dress ("Content") is owned or licensed by PGIM.

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Content. The Content is provided by PGIM. If you do not qualify as an Investment Professional, as defined in the United Kingdom Financial Services and Markets Act 2000 (Financial Promotion) Order 2005, or as a person who is otherwise able to receive these materials in compliance with applicable laws or regulation (either, as appropriate, an "Institutional Investor"), the Content shown on this site is not intended for you. Certain Content has been obtained from sources that PGIM believes to be reliable as of the date presented; however, PGIM cannot guarantee the accuracy of such Content, assure its completeness, or warrant that such information will not be changed. The Content contained herein is current as of the date of issuance (or such earlier date as referenced herein) and is subject to change without notice. PGIM has no obligation to update any or all such Content; nor do we make any express or implied warranties or representations as to its completeness or accuracy. In such case, we disclaim warranties to the fullest extent permitted by applicable law. Any Content presented regarding the affiliates of PGIM is presented purely to facilitate an organizational overview and is not a solicitation on behalf of any affiliate. The Content is not intended as an offer or solicitation with respect to the purchase or sale of any security or other financial instrument or any investment management services. The Content does not constitute investment advice and should not be used as the basis for any investment decision.

The Content does not take into account individual Institutional Investor circumstances, objectives or needs. No determination has been made regarding the suitability of any securities, financial instruments or strategies for any Institutional Investor. The Content is provided on the basis and subject to the explanations, caveats and warnings set out in this notice and elsewhere herein. If an Institutional Investor should be offered any product (i.e., not through this website), any potential investor must completely review the applicable offering materials for the relevant product before making any investment decision. In the event of any conflict between the terms and conditions of the website and applicable offering materials, the offering materials govern. The Content does not purport to provide any legal, tax or accounting advice. Any discussion of risk management is intended to describe PGIM's efforts to monitor and manage risk but does not imply low risk.

All performance and targets contained in the Content are subject to revision by PGIM and are provided solely as a guide to current expectations. There can be no assurance that any product or strategy described herein will achieve any targets or that there will be any return of capital. Historical returns may not be indicative of future results. No representations are made by PGIM as to the actual composition or performance of any account.

Conflicts of Interest. PGIM and its affiliates may make investment decisions that are inconsistent with the recommendations or views expressed herein, including for proprietary accounts of PGIM or its affiliates. PGIM and its affiliates may have investment advisory or other business relationships with the issuers of securities referenced herein. PGIM and its affiliates, officers, directors and employees may from time to time have long or short positions in and buy or sell securities or financial instruments referenced herein if any. PGIM affiliates may develop and publish research that is independent of, and different than, the recommendations contained herein. PGIM personnel other than those involved in the creation of the website or Content, such as sales, marketing and trading personnel, may provide oral or written market commentary or ideas to PGIM's clients or prospects or proprietary investment ideas that differ from the views expressed herein. Additional information regarding actual and potential conflicts of interest is available in Part 2A of PGIM Fixed Income's Form ADV or its related affiliates ADV as applicable.

Acknowledgment. You further expressly acknowledge that you have checked and confirm that you; (i) are legally entitled to view this website; (ii) are an institutional investor or an individual acting on behalf of an institutional investor; and (iii) understand that the information on the website is not a promotion and that you will not treat it as such. In no event shall PGIM or any other party be liable for any direct, incidental, special, consequential, indirect, lost profits, loss of business or data, or punitive damages arising out of your use of this website or your consideration or purchase of any product referred to on this website.

(1) PGIM, Inc. is the principal asset management business of Prudential Financial, Inc. of the United States ("PFI"). PFI is not affiliated in any way with Prudential plc, a company incorporated in the United Kingdom.

You expressly acknowledge that you have checked and confirm that you: (i) are legally entitled to view this website; (ii) a legal entity and not an individual; and (iii) understand that the information on the website is not a promotion and that you will not treat it as such. In no event shall PGIM or any other party be liable for any direct, incidental, special, consequential, indirect, lost profits, loss of business or data, or punitive damages arising out of your use of this website or your consideration or purchase of any product referred to on this website.

The above Terms and Conditions (Terms) form an agreement between us and are legally binding. By using this Website and clicking, 'Accept', I expressly acknowledge and agree that I will abide by these Terms each time that I use this Website and I confirm that I have read and understood these Terms including any provisions which are specific to my country of residence.

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