One of today’s greatest financial wellness challenges for workers is generating an adequate and sustainable amount of lifetime income in retirement. The economic fallout from the COVID-19 pandemic will likely compound these challenges. In this white paper, America’s Workers Need a Next-Generation DC Plan More Than Ever, leaders from Prudential and PGIM examine the continuing transformation of DC plans, and address the pandemic's effect on the economy. According to our experts, to make DC plans work better, plan sponsors, plan providers, and plan consultants must prioritize providing personalized retirement income solutions for plan participants, coupled with professional investment management, all at institutional pricing.